“ANALISIS FAKTOR-FAKTOR PENERIMAAN APLIKASI LIVIN’ BY MANDIRI DENGAN METODE UTAUT2 DAN IS SUCCESS MODEL”. Journal of Information System Management (JOISM), vol. 7, no. 2, Jan. 2026, pp. 227-35, https://doi.org/10.24076/joism.2026v7i2.2402.